1. Decide on auto insurance coverages. When you compare car insurance rates, make sure you select the same set of coverages for each quote. Coverage requirements vary and some coverages are optional. See our state car insurance guides for state-specific information. Here's an overview to help compare car insurance coverages:. Comprehensive Car Insurance. We'll cover you for damage to your own car, damage to other vehicles and property, and for fire, theft and malicious damage. Online Offer. Save10%. First Year Online Discount*. Get a quote. Retrieve a quote. 24/7 claims. Claim at any time online, through the GIO App or over the phone.

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GET A QUOTE. With Third Party Property Damage Insurance, you're insured for up to $20 million for damage caused by your car to another person's vehicle or property. Feel more confident with the knowledge that this includes emergency services clean-up costs, as well as damage caused by property falling or being loaded or unloaded from your car.. Claims free savings. For every year that you don't make an excess payable claim, we'll give you a credit on next year's premium for that car. The longer you keep your policy with us, the greater the credit - from 5% after one year up to 20% after 15 years+ of continuous GIO Platinum or Comprehensive Car Insurance.